Pre-Discharge Debtor Education

Restoring your personal finances after bankruptcy is necessary to adjust your spending habits and reestablish your credit to reach your long-term goals. Financial education is also required by the U.S. Trustee Program (with the Department of Justice) before discharge of a Chapter 7 or Chapter 13 bankruptcy.

ClearPoint Financial Solutions’ (ClearPoint Credit Counseling Solutions’) pre-discharge debtor education (also known as post-bankruptcy debtor education) is designed for consumers to reestablish their finances following a bankruptcy. We offer this service by means of:

• Pre-Discharge Self-Study (online at your own pace)
• A Webinar (online and by phone)
• A Workshop (in person)

Any of these delivery options covers the same personal finance education and earns you  a certificate that meets the Pre-Discharge Debtor Education requirements of the bankruptcy reform legislation, BAPCPA.

ClearPoint is approved to issue certificates [evidencing completion of a personal finance management course] in compliance with the Bankruptcy Code.*

*Approval does not endorse or assure the quality of a provider’s services.